Auto Insurance

Auto Insurance

Calk Insurance Agency is an independent insurance firm in Plano, Texas, with over three decades of experience. We closely listen to our clients’ needs, which allows us to present them with auto insurance policies that guarantee maximum protection at competitive rates. Whether you need help getting auto insurance for the first time or changing coverage, we’re more than happy to help.

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Our auto insurance agents will get to know your unique auto insurance needs and offer a auto solution for everything you have to insure.

Here at Calk Insurance Agency, our mission is to present our clients with auto insurance coverage options that fit their lifestyle and budget. We are skilled at finding the most competitive rates without sacrificing coverage, giving our clients peace of mind on the road. We focus on providing personalized attention and exceptional customer service to create a satisfying experience that’s difficult to find in today’s auto insurance market in Plano.


Calk Insurance Agency is proud to represent the top auto insurance carriers in Plano, Texas. We believe that there is no one-size-fits-all car insurance; hence we closely work with clients in tailoring a plan with their best interest in mind. We always include clients in reviewing policies and plans to ensure that they understand their purchases and are fully aware of the needs for changes to coverages.


Our team understands all the complexities that might arise in your search for the right auto insurance policy. That’s why we are here to help navigate through the quest to find a plan with the coverage you need at a price you’ll love.

Don't wait to have better auto insurance. Request a quote today.

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Our Auto Insurance

Here at Calk Insurance Agency, we go through a comprehensive consultative process to assess our clients' specific needs. We carefully examine all information that we get from clients to shop on their behalf for the right auto insurance coverage in Plano, Texas. We offer the following auto insurance coverage to our clients:


Liability Coverage - Texas is a “fault” car accident state. You are required to obtain basic liability coverage that pays for medical bills, property damage costs, and other costs of injured drivers, passengers, and pedestrians or have their vehicle damaged in an accident you caused. We will find you a policy that will help you pay legal fees if you get sued.

Collision Coverage - We will help you determine the right amount of collision coverage you need based on factors like age, year and make of your car and your current financial situation. Our collision coverage will protect your investment in a collision with another vehicle or object through repairs or replacement.


Comprehensive Coverage - Comprehensive auto insurance coverage will protect you from losses other than collisions with other vehicles or objects. We will help you find the best comprehensive coverage in Plano that will pay for damages caused by theft, fire, vandalism, wind, hail, and falling objects.


Medical Payments Coverage - This coverage is an essential addition on top of your basic auto insurance policy. It helps pay for medical expenses if you or your passengers are injured in an accident regardless of who is at fault. It also pays for medical costs if you are a pedestrian hit by a vehicle.


Uninsured/Underinsured Motorist Protection - These auto insurance coverages in Plano are essential to safeguard your wellbeing if the driver at fault is not insured or does not have proper coverage to pay for medical bills, lost income, and other damages. These coverages also offer protection if you are a pedestrian hit by an uninsured motorist.

Personal Injury Protection - We will help choose a personal injury protection (PIP) coverage that will cover treatments for any injuries to you and your family due to an auto accident. Apart from medical bills, PIP also covers loss of wages or services, and in some cases, funeral expenses.


Gap Insurance - Guaranteed Asset Protection or GAP insurance will help pay for the difference between what you still owe on an auto loan and the actual cash value of your vehicle, protecting your finances after a total loss accident. Our team of experts will present you with GAP insurance options from top-rated insurance companies in Plano.


Rental Reimbursement Coverage - This car insurance coverage is a worthwhile investment for those who need substitute transportation while their vehicles are being repaired or replaced. Rental reimbursement coverage will pay for car rental expenses following an accident or theft. We will assess your situation and determine whether you are eligible for this additional coverage.


Towing and Labor Coverage - This auto insurance coverage in Plano is beneficial in the event of unexpected breakdowns. By adding towing and labor coverage, you will not be left stranded on the side of the road. Towing and labor coverage include towing service to the nearest repair shop and mechanical labor at the breakdown site. It also provides for the delivery of gas, oil, battery, and tire change necessary to get your vehicle back on the road immediately.

Why Hire

Calk insurance Agency?

As a locally owned and operated insurance agency in Plano, Texas, Calk Insurance Agency is dedicated to providing the best auto insurance products. Leveraging our strong insurance experience and extensive product expertise, we assist existing and future clients in managing and planning for all types of potential risk. Our friendly and professional team is experienced in creating auto insurance policies designed to fit our clients' unique needs. We work on a one-on-one basis to create the perfect policy and build a lasting relationship with you.


Calk Insurance Agency offers auto insurance services in Plano and other cities, including Frisco, McKinney, Little Elm, The Colony, Carrollton, Prosper, and many more. Call us today and learn how we can help protect you and your loved ones on the road.

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