Renters insurance is not legally required under Texas law, but there are many benefits of obtaining one for yourself. Calk Insurance Agency will help you in securing a renters insurance policy in Plano that is often required by most landlords and delivers coverage to protect you from financial losses due to unfortunate events. Our mission is to help clients make the best choice when shopping for renters insurance at the best prices.
Here at Calk Insurance Agency, we believe that tenants should get renters insurance as it can potentially save them from the headache of paying costly repairs and replacements in the future. Choosing a Plano renters insurance for the first time may seem both challenging and confusing, but our team of experienced agents will help by making the process easier and hassle-free. We will carefully assess your current situation to figure out the right coverage to protect your personal assets and give you ample liability coverage, too.
Here at Calk Insurance Agency, we appreciate the value of excellent service; hence we strive to deliver a high level of competence to build long-term relationships with both insurance carriers and our clients in Plano, Texas.
Using our experience and knowledge, we will recommend different types of coverage that will build your confidence and bring the financial security that you deserve. As an independent insurance agency with more than 30 years of experience in the Plano insurance market, we have succeeded in creating strong relationships with the best insurance companies. We will present you with a wide range of coverage at fairly-priced premium rates, so you can feel at ease knowing you have a reliable partner to help you meet your insurance needs.
The purpose of renters insurance is to protect you from a variety of unpleasant scenarios that may potentially happen in the future. At Calk Insurance Agency, we recommend our clients to purchase a renters insurance policy even if their landlords do not require them as a condition for lease. The renters insurance policies that we offer in Plano can insure you against the following:
Personal Property Damage
- This coverage will pay for stolen or damaged personal assets by standard perils, including fire, smoke, hail, windstorm, lightning, vandalism, and many more. We will help you determine the coverage limit based on the actual values of the personal belongings installed inside your rental property.
Personal Liability - This is yet another essential addition to a Plano renters insurance policy. Personal liability coverage will help you from paying out of pocket for certain expenses if you are found legally responsible for injuries to other people and damage to their property. Our insurance agents will determine the coverage limit based on your needs.
Additional Living Expenses - This will pay for expenses if your rental home, condo, or apartment becomes uninhabitable due to covered peril. We will make sure all temporary costs such as hotel fees and food expenditures are covered, so you can maintain your way of life while repairs, replacements, or changes are made to the rental property.
Medical Expenses - This coverage will function as a supplement to cover other additional medical expenses due to an accident on your rental property. We will help you determine coverage limits based on your existing health and other factors.
Here at Calk Insurance Agency, we believe that purchasing renters insurance is a good long-term investment. Whether you can afford to pay for damages or otherwise, a renters insurance policy will deliver much-needed assistance during catastrophic events and major disasters for an affordable monthly premium rate. When you work with our insurance agents in Plano, you will experience the exceptional service and attention to detail that you can only find in Calk Insurance Agency.
Calk Insurance Agency proudly offers renters insurance and other personal insurance solutions in Plano, Prosper, Frisco, The Colony, McKinney, Carrollton, and Little Elm. If you need help determining the right coverage levels for your situation, or have questions about how renters insurance policy works, feel free to call us today.
For more information about a policy or to receive a insurance quote submit your information below. Currently we are folks and businesses alike in Plano, Frisco, McKinney, Little Elm, The Colony, Carrollton, & Prosper to name a few.
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